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Mum saves £450 a year on food bills at Sainsbury’s and Tesco to go towards family treats | Personal Finance | Finance
A woman has shared how she has slashed her food shop by around £450 a year thanks to cashback and other discounts.
Sue Bhatt, 41, from South Woodford in London, always has an eye out for a bargain as she shops at a range of supermarkets.
She helps get the shopping in for her family including her husband and five-year-old son and they use their savings to go towards meals out and other treats.
The savvy shopper uses loyalty memberships at Tesco, Sainsbury’s, Lidl, Marks and Spencer and Waitrose to slash her bills.
The mum said she has slashed her costs by around £300 a year through the loyalty schemes from the supermarkets.
The savvy shopper also uses TopCashback to get cashback as well as supermarket gift cards and other voucher, saving her another £150.
She said TopCashback is particularly good for new members as they offer a lot of discounts on top of the discounts offered by the supermarket.
The cashback can also cover things like delivery fees and the money can be cashed in for vouchers, which can be used for other food shopping.
Sue also takes advantage of recipe boxes from HelloFresh and Simply Cook. She told Express.co.uk: “I’ll get some cashback through TopCashback and then on top of that I would get 60 percent off the first box, and then 25 percent off for two months.”
The mum said she saves around £30 to £35 a month in cashback while she saves even more through the offers from the supermarket.
Her loyalty memberships also help towards family treats. For example, she uses points from her Clubcard at Tesco to get meals out at Pizza Express.
She said: “We treat ourselves to a night out or a family meal out, sometimes we get tickets to the zoo or to a museum.
“We go away once a year. I use whatever is left over to cash it in and use it as holiday money.”
But she says she prefers to use the cashback to buy vouchers and gifts cards to use in the supermarket again.
She is not restricted to the supermarket as she can also get vouchers for TK Maxx or for Clarks, if she needs some particular shoes for her son.
The mum said she also does meal planning on Sunday night to plan for the week ahead to make sure she only buys what she needs from the supermarkets.
Asked which supermarket offers the best deals, she said Sainsbury’s is good for offers on home maintenance items, such as laundry pods.
She said Lidl and Aldi are good for cheap fruit and veg although their fresh produce sometimes doesn’t last long so she knows to use it quickly.
She said she doesn’t go to Marks and Spencer often but sometimes does when they are about to close to get the reduced price items.
The savvy shopper also has the Waitrose app and she said they do good offers on healthcare, beauty and household items.
Her husband is also part of a separate scheme through his work, through which the family get Tesco giftcards, which are topped up a percentage.
Sue said her shopping bills have gone up a lot over the past year, as the family would previously spend £30 on a top-up shop each week for basic groceries but now they would spend this on just a quick shop for the very basics.
She said many other bills have gone up over the past year, including energy bills, council tax and rent.
For the latest personal finance news, follow us on Twitter at @ExpressMoney_.
Mumbai:
The Indian equity benchmark indices opened higher on Friday amid positive global cues, as buying was seen in the IT, pharma and auto sectors in the early trade.
At around 9.27 am, Sensex was trading 265.3 points or 0.33 per cent up at 80,066.81 while the Nifty added 89.85 points or 0.37 per cent at 24,336.55.
Nifty Bank was down 222.85 points or 0.40 per cent at 54,978.55. The Nifty Midcap 100 index was trading at 54,980.80 after increasing 10.95 points or 0.02 per cent. Nifty Smallcap 100 index was at 16,903.30 after declining 60.20 points or 0.35 per cent.
According to market watchers, “after a positive opening, Nifty can find support at 24,200 followed by 24,100 and 24,000. On the higher side, 24,500 can be an immediate resistance, followed by 24,600 and 24,700.
“The charts of Bank Nifty indicate that it may get support at 55,000 followed by 54,700 and 54,500. If the index advances further, 55,500 would be the initial key resistance, followed by 55,800 and 56,200,” said Hardik Matalia, Derivative Analyst of Choice Broking.
Meanwhile, in the Sensex pack, TCS, Tata Steel, Maruti Suzuki, Eternal, ICICI Bank, SBI, HDFC Bank, Infosys, M&M and Tata Motors were the top gainers. Whereas, Axis Bank, Tech Mahindra, Nestle India and IndusInd Bank were the top losers.
In the last trading session, Dow Jones in the US added 1.23 per cent to close at 40,093.40. The S&P 500 climbed 2.03 per cent to 5,484.77 and the Nasdaq added 2.74 per cent to close at 17,166.04.
In the Asian markets, Jakarta, Bangkok, Seoul, Hong Kong, China and Japan were trading in green.
According to analysts, US markets extended their rally on Thursday as investors snapped up hard-hit technology stocks, helping boost the S&P 500 out of correction territory.
The foreign institutional investors (FIIs) bought equities worth Rs 8,250.53 crore on April 24. However, domestic institutional investors (DIIs) sold equities of Rs 534.54 crore on the same day.
(Except for the headline, this story has not been edited by NDTV staff and is published from a syndicated feed.)
Mumbai:
Indian equity markets are trading in the red as tensions soar between India and Pakistan over the Pahalgam terror attack in Kashmir. Sensex, the 30-share BSE benchmark, has crashed over 1,000 points and is now trading below the 79,000-mark. Nifty, the NSE index of 50 shares, fell below 24,000 points.
The markets went up in early trade, driven by a global rally and fund inflows, but the momentum got lost thereafter, and it gave up the initial gains.
The markets are also upset by unimpressive March quarter earnings by Axis Bank, the third-largest private sector bank of the country. The bank’s shares have fallen 4.65% after reporting a decline in quarterly profit from Rs 7,130 crore in the year-ago period to Rs 7,117 crore.
Besides Axis Bank, major laggards include Bajaj Finance, Bajaj Finserv, Tata Motors, and Tech Mahindra. On the gaining side are TCS, Infosys, Reliance, HCL Tech, HDFC Bank, and ICICI Bank.
At least 26 civilians were massacred by terrorists in a tourist hotspot known as ‘Mini Switzerland’, leading to both countries pulling out their diplomatic staff and suspending visas issued to the other nation’s citizens. (Follow live updates here)
The latest flare-up at the Line of Control was speculative firing by Pakistani troops, which is being seen as an attempt to provoke the Indian side. Indian troops retaliated effectively against the firing from multiple Pakistani posts.
As Indian equities braced for the impact, global equities, including the Asian markets, were charting in the positive territory. South Korea’s Kospi index, Tokyo’s Nikkei 225, Hong Kong’s Hang Seng, and Shanghai SSE Composite were all in green.
Similar trends were seen in US equities, too. Last evening, Nasdaq Composite closed 2.74 per cent higher. S&P 500 jumped over 2 per cent and Dow Jones Industrial Average surged 1.23 per cent.
Mumbai:
Equity benchmark indices Sensex and Nifty declined in early trade on Thursday amid profit-taking after a seven-day rally and muted trend in Asian markets.
The 30-share BSE benchmark declined 242.01 points to 79,874.48 in early trade. The NSE Nifty went down by 72.3 points to 24,256.65.
In the past seven trading days, the BSE benchmark gauge zoomed 6,269.34 points or 8.48 per cent and the Nifty jumped 1,929.8 points or 8.61 per cent.
From the Sensex firms, Eternal, Bharti Airtel, ICICI Bank, Mahindra & Mahindra, HCL Technologies, Reliance Industries, and HDFC Bank were among the laggards.
IndusInd Bank, Tech Mahindra, Nestle, Bajaj Finance, Axis Bank, and Tata Motors were among the gainers.
In Asian markets, South Korea’s Kospi index, Shanghai SSE Composite, and Hong Kong’s Hang Seng were trading lower while Tokyo’s Nikkei 225 quoted in the positive territory.
US markets ended sharply higher on Wednesday. Nasdaq Composite jumped 2.50 per cent, S&P 500 surged 1.67 per cent and Dow Jones Industrial Average climbed 1.07 per cent.
Global oil benchmark Brent crude climbed 0.12 per cent to USD 66.20 a barrel.
Foreign Institutional Investors (FIIs) bought equities worth Rs 3,332.93 crore on Wednesday, according to exchange data.
The BSE benchmark jumped 520.90 points or 0.65 per cent to settle at 80,116.49, the highest closing level since December 18, on Wednesday. The Nifty rallied 161.70 points or 0.67 per cent to 24,328.95.
(Except for the headline, this story has not been edited by NDTV staff and is published from a syndicated feed.)
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