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Pension warning as millions could be missing out on boost worth £9,500 – are you affected? | Personal Finance | Finance

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In support of National Pensions Tracing Day, Britons are encouraged to check whether they have savings they did not know about – as it is estimated one in 20 people in the UK could be in this situation.

The average lost pension pot is said to be worth £9,500, which increases to £16,004 for those aged between 55 and 75.

One in four people have lost track of at least one pension in the UK, with almost three million pension pots unclaimed. The estimated combined value of these unclaimed pensions is £26.6 billion.

A large majority (86 percent) of savers had never traced a lost pension, with 83 percent not aware of the government’s pension tracing service, new data found.

Of those who do have a pension scheme, 41 percent had less than £50,000 in their pensions, while nine percent had between £50,000 and £100,000. As the cost of living crisis continues, pension savers are urged to explore different options to boost their retirement income.

It’s estimated there could be £26 billion worth of unclaimed pension pots out there just waiting to be claimed.

If someone has changed jobs a lot or simply isn’t aware of how to track their pension pots, there’s a high chance they’ll have some savings to find from years before.

To help, people can visit the National Pension tracing service website which will help do some of the heavy lifting and locate these.

Hetty Hughes, manager of long-term savings at the Association of British Insurers (ABI) explained that pensions have often been cast to the bottom of people’s to-do list.

However, those who embrace them will see a “big payoff at retirement and with 26 billion of lost pots waiting to be claimed there are plenty of reasons to check on yours.”

Keep track of what you’ve got

Ms Hughes explained that thanks to auto-enrolment, most employees will have at least one pension pot somewhere and the first step in preparing for retirement is to keep track of them.

She encouraged savers to “dig out your pension paperwork” and make sure they’re signed up for online access to their accounts, then they can easily keep track of what they’ve got and how it’s doing. It’s also a good idea to update one’s nominated beneficiary – the person would like to receive their pension benefits if anything happens to them.

When pot consolidation makes the most sense

ABI research found 68 percent of adults aged 30-55 years old – those the least engaged with workplace pensions – expect to work for longer before they can retire than first thought.

Given the likelihood that people will need to work for longer and therefore will continue contributing to a workplace pension, it’s key that they know if they’re retirement-ready.

When this is done will depend if they’re still working and contributing to a workplace pension, as if they withdraw and pool that pot too early it could mean they’re no longer an active member and will miss out on valuable employer contributions for later life.

Kate Smith, head of pensions at Aegon, said the firm is calling on the government to deliver the guidance needed by pension providers to help deliver the long-promised UK pension dashboard to help with this issue.

She said: “The pension dashboard will enable people to see all their pensions online, securely, in one place. Once up and running, people should never again lose track of their old pensions.”

Smith added that she wanted lost pensions to “become a thing of the past”.

Royal London’s consumer finance specialist, Sarah Pennells, warned that anyone who has had more than one job could miss out on cash in retirement due to lost pensions.

She added: “If there’s a lost pension with your name on it, you could be thousands of pounds better off when you retire.”

The Pension Tracing Service has explained how people may have lost a pension:

  • Those who have moved and changed their address
  • Those who have changed their name
  • Those who have changed jobs and lost track of paperwork
  • Change of contact details
  • Pension provider/scheme transferring



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Trump Extends Iran Ceasefire To Three To Five Days

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April 22, 2026

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The statement by US President Donald Trump read:

“Based on the fact that the Government of Iran is seriously fractured, not unexpectedly so and, upon the request of Field Marshal Asim Munir, and Prime Minister Shehbaz Sharif, of Pakistan, we have been asked to hold our Attack on the Country of Iran until such time as their leaders and representatives can come up with a unified proposal.”

“I have therefore directed our Military to continue the Blockade and, in all other respects, remain ready and able, and will therefore extend the Ceasefire until such time as their proposal is submitted, and discussions are concluded, one way or the other.”





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Government Notifies Online Gaming Act Rules; Implementation Starts May 1

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April 22, 2026

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The government has notified rules under the Promotion and Regulation of Online Gaming Act, 2025, with implementation set to begin from May 1, marking the operational rollout of a formal regulatory framework for the sector.

A key feature of the rules is that registration for online social games has been made voluntary. Such games can operate without prior determination or registration with the proposed regulator, the Online Gaming Authority of India (OGAI). However, the authority will have powers to step in and review any game on its own.

OGAI, which will become functional from May 1, will now have six members, with the Ministry of Home Affairs (MHA) included as a full-time member. The validity of certificates issued to games has also been extended from five to ten years, reducing compliance frequency for operators.

The authority will be chaired by additional secretary of the Ministry of Electronics & Information Technology (MeitY), and its members will include the joint secretaries of MHA, Department of Financial Services (DFS), Ministry of Information & Broadcasting, Ministry of Youth Affairs and Sports, and the Department of Legal Affairs.

ALSO READ: Rummy Culture To Dream11: List Of Top Apps That Halted Real-Money Games After Online Gaming Act

The rules allow the government to mandate registration for specific categories of social games based on factors such as addiction risk, scale of participation, financial implications and country of origin. Parameters such as the distinction between registration fees, prizes and wagers will also be used to determine the nature of games.

The framework has been refined after receiving over 2,500 stakeholder submissions. It introduces greater clarity on data retention norms, fair play requirements, cybersecurity standards, and the grounds for suspension or cancellation of registrations.

Officials said the rules aim to strike a balance between ease of doing business and user protection, while retaining regulatory oversight for high-risk segments of the online gaming ecosystem.

Notably, the key changes in the rules include removal of complex elements around the promotion on e-sports. The I&B Ministry and Sports Ministry are free to develop separate policies related to it.

ALSO READ: Government Blocks 300 Betting And Gambling Website Links

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UPMSP Set To Announce UP Board Class 10 & 12 Result 2026 On April 23 At upmsp.edu.in

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April 22, 2026

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The results of the Class 10 and 12 board examinations of the UP Board 2026 will be declared at 4 p.m. on April 23, according to the official notice. As per Board Secretary Bhagwati Singh, “The results will be issued from the Board headquarters in Prayagraj at 4 p.m. and will be accessible on the official website upmsp.edu.in

Last year, the board declared the results in record time. It was announced on April 25, while this year, the announcement is scheduled two days earlier. As in previous years, the results for both Class 10 and 12 are being declared at the same time.

This year, approximately 54.37 lakh students were registered, with 27.32 lakh sitting for Class 10 and 27.05 lakh for Class 12. The examinations, which commenced on February 18, wrapped up on March 12, after which the grading process was finalised between March 18 and April 4.

ALSO READ: UPMSP To Announce UP Board Result 2026 Soon: Here’s What Students Should Know

UP Board Exam Results 2026: Follow this guide to check & download results

Step 1: Head to the official websites such as upmsp.edu.in, results.upmsp.edu.in, or pahachan.upmsp.edu.in.

Step 2: Select the link for “Class 10 Result 2026” or “Class 12 Result 2026″.

Step 3: Input your roll number along with any other necessary information.

Step 4: Hit the submit button.

Step 5: Your mark sheet will be displayed on the screen.

Step 6: Download it and print a copy for your records.

ALSO READ: CBSE Class 10 Two Board Exam Pattern For Private Candidates: Detail On Eligibility, Fees & Important Guidelines

UP Board Exam Results 2026: Previous year total passing percentage

The Uttar Pradesh Madhyamik Shiksha Parishad (UPMSP) Class 10 In 2025, 2,545,815 students appeared for the exam and the overall pass percentage stood at 90.1%, with girls outperforming boys at 93.87% against 86.66%, according to the data shared.

A similar pattern was seen in 2024, when 2,749,364 candidates took the exam and the overall pass percentage came in at 89.55%. Girls again led the tally with a pass rate of 93.34%, while boys recorded 86.64%.

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